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The Borrowing Club, LLC, ("TBC") a Florida limited liability company doing business as LoanQuo.
Because each lending partner is different and TBC has no control over the rates and fees each lending partner charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lending partner and you can cancel the entire process at any time at your discretion. TBC cannot be held accountable for any charges or terms presented to you by a lending partner, and we are in no way responsible for any agreement between you and a lending partner. For details, questions or concerns regarding your short-term loan, please contact your lending partner directly. Please note that lending partner terms may vary, and lending partner may use different criteria to determine whether an applicant is eligible for a loan. Not all who submit a request for credit will be chosen by a lending partner or approved for loan. If you are not chosen by a lending partner in the participating lending partner network, your information may be offered to participating third party advertisers and generators for consideration.
Some of the lending partner in our network might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lending partners actions. If you do not pay back your loan by the specified due date, your lending partner may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating.
Any of the information that you read on this website may be changed at any time without any prior notice. We can not guarantee that your submitted information will be provided to a lending partner or that a lending partner will approve you for a loan. Not all lending partner can provide up to $100,000. The loans that may be offered by a lending partner are expensive forms of credit and are intended to provide you with short-term financing to solve immediate financial needs and should not be considered a long-term solution. If you are having serious financial issues, it is often best to consult with a professional credit counselor.
TBC does not charge you any fees to submit a loan request, be connected with a lending partner, or to receive loan offers or quotes. If you receive a quote or a loan offer, the lending partner with which you may be connected is available to review its terms with you at no cost. It’s possible that the lending partner may require a fee to process your formal loan search and/or credit report, but until you agree to pay the lending partner any fee(s) or sign any loan agreements, you may shop with TBC at no cost.
The offers that you might receive are from companies from which TBC receives compensation. This compensation may impact what offers you receive and how/where products appear on this site (including, for example, the order in which they appear). TBC does not include all lending partner available in the marketplace. If you are presented with an offer, carefully review the details before signing.
The offers that appear are from companies which LoanQuo and its partners receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed below. However, this compensation also facilitates the provision by LoanQuo of certain services to you at no charge. The offers shown below do not include all financial services companies or all of their available product and service offerings.
If you borrow $5,000 on a 3 year repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24. APR Disclosure
The Annual Percentage Rate is the rate at which your loan accrues interest. It is based upon the amount of your loan, cost of the loan, term of the loan, repayment amounts and timing of payments and payoff. By law, the lending partner and/or lending partner must show you the APR before you enter into the loan. States have laws limiting the APR that the lending partner and/or lending partner can charge you. Rates will vary based on your credit, loan size and whether collateral is provided, with the lowest rates available to customers with good credit on larger, secured loans. Minimum and maximum loan amounts and APR may vary according to state law and lending partner or partners. We recommend you read the lending partners and/or lending partner’s personal terms and conditions in full before proceeding for a personal loan.
Your yearly income before taxes, Alimony, child support, or separate maintenance is optional. Increase any non-taxable income by 25%.
LoanQuo is completely free to use, we will never charge you a fee for our service.
Instead, LoanQuo may receive a fee or commission for introductions to its partners.
Using LoanQuo does not impact your interest rates and LoanQuo does not influence where and how lending partner offers appear on your results page. We always present the lowest APR offers first by default! We are completely on your side and here to help you find a great personal loan.
LoanQuo cannot guarantee that all lending partners or all types of loan offers in the marketplace will be available at the time you are using our service.
The underwriting criteria necessary for approval is determined by the lending partners (not LoanQuo) and it is imperative that you review each lending partners terms and conditions before proceeding with an request for a loan.
You must determine which loan works for you and your personal financial situation. All rates, fees, and terms are presented without guarantee and are subject to change pursuant to each provider’s discretion.
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